4 Things You Need to Know Before Filing a Storm Damage Claim

ByDevin Pulos

May 17, 2022 #534 Square Feet Home Design, #7 Marla Home Design, #Affordable Contemporary Home Design, #Award Winning Moutnain Home Design, #Berg, #Black Swirls Design Home, #Cheapest Items On Design Home, #Chromebook Home Design App, #Color Green Home Interior Design, #Complete Home Theater Design, #Design Earth Berm Home Free, #Design Landscaping On My Home, #Exterior Home Siding Design Ideas, #Gallery Definition In Home Design, #Home Design For Small House, #Home Design Game On Steam, #Home Design Ideas Indian Style, #Home Design In Sims, #Home Design India Village, #Home Design La Grande Oregon, #Home Design Software Youtube, #Home Design Virtual Architect Freezes, #Home Enthusiast Design Decor, #Home Floor Carpet Design, #Home Garden Irrigation System Design, #Home Hard Wood Design, #Home Hardware Kitchen Design Tool, #Home Interior Design For Hall, #Home Office Large Windows Design, #Home Office Möbel Design, #Home Sales Office Design, #Home Studio Design Walpaper, #Home Telecommunications Design, #Home Theater Design Galveston Tx, #How Design Home Ratings Work, #Indian Style New Home Design, #Modern Filipino Home Design, #Modern Home Front Design, #Most Functional Home Design, #Nashville Home Theater Design, #Online Home Layout Design Software, #Our First Home Design, #Pulte Home Design Center Scottsdale, #Self Design Home, #Senior Living Home Design, #Simple One Floor Home Design, #Single Home Front Design Images, #Tiny Home Floor Design, #Ventilator Home Design, #Vintage Home Design, #Who Accepts Home Design Card

[ad_1]

Investing in homeowners insurance is a great idea to protect your home, especially your roofing system, from unpredictable disasters. However, many homeowners don’t understand how their insurance policy works. In the event that your home sustains storm damage, you must know what to expect once you file a claim. 

 Storm Damage Claim

1. Take Note of Maintenance

As a policyholder, your insurance company expects you to uphold your end of the bargain and make sure that your home is well-maintained. If the company makes a convincing case that the damage has resulted from lack of maintenance, it will reject your claim. For this reason, you should stay up to date on home maintenance and keep records that you did so. 

2. Beware of Strict Deadlines

Policies may vary, but generally, you have 14 days to make a claim after your property has been damaged. As such, after a hurricane, you should have your property inspected for damage and get a claim within that time frame. If you decide to file a claim once you notice your roof leaking, which can be months after the storm, you may have to pay out-of-pocket repairs. 

3. Get in Touch With a Contractor

While you do not need a contractor when filing a claim, it may be beneficial to have one on-site to meet with your insurance adjuster. This prevents your insurance company from overlooking important details of your claim and helps you get a fair assessment of the damage. For instance, if your roof has sustained physical damage after a hailstorm, a professional roofer can inform your adjuster about the cost of replacing missing shingles or repairing damaged gutters.

4. Don’t Settle for Less

Once your insurance company has offered you an amount, it may be tempting to take the first payment. However, remember that some insurance companies may try to lowball homeowners on the first offer to avoid paying more. Thus, you need to have all the facts and know what the damage is likely to cost before you accept the offer from your insurance company. 

Are you looking for professional roofing contractors to repair your roof storm damage? Turn to the experts at Nuss Construction Company. We provide top-quality roof repair and replacement services. Call us today at (856) 988-9982, or fill out our online contact form. We proudly serve homeowners in Moorestown, Cherry Hill and Marlton, NJ.

[ad_2]

Source link